Jewelry Financing Options


At Helzberg, we're happy to provide you with multiple jewelry financing options to help you buy that perfect piece: the Helzberg Diamonds Credit Card, the Helzberg Diamonds Private Account, Progressive Leasing, and Price-Lock Layaway. Find out which is best for you!

Helzberg Diamonds Credit Card

Helzberg Financing Offers and Extended Care Plans

Cardholder Benefits include:

  • Expanded Buying Power: Enjoy a reserved line of credit for those important occasions when you need additional buying power.
  • Exclusive Offers: Become eligible to receive special offers that are exclusive to Helzberg Diamonds Credit Cardholders.
  • Free Shipping: Helzberg Diamonds will ship your purchase anywhere in the U.S. at no charge.
  • Advance Notice of Special Events: Receive announcements of special jewelry events and new jewelry arrivals.
  • Instant Account Information: Obtain up-to-date account information online or by phone at 1-866-435-7906.
Promotional Plan Offers

6 Months

No Interest if paid in full in 6 months on purchases of $299 or more.*

Interest will be charged to your account from the purchase date at your Standard APR of 24.9%-26.9% if the purchase balance is not paid in full in 6 months.

12 Months

No Interest if paid in full in 12 months on purchases of $999 or more.*

Interest will be charged to your account from the purchase date at your Standard APR of 24.9%-26.9% if the purchase balance is not paid in full in 12 months.

36 Months

7.99% or 17.99% APR and Equal Payments for 36 months on purchases of $1499 or more.**

60 Months

9.99% APR and Equal Payments for 60 months on purchases of $4999 or more.***

 

Even More Benfits

$50 OFF

Get $50 off any purchase of $249.99 or more on your birthday.†

EXCLUSIVE OFFERS

Get early announcements on special events and sales.†

OTHER FINANCING & LEASING OPTIONS


Helzberg Diamonds Private Account

rings
Price Lock Layaway

Price Lock Layaway

No approval process. No finance charges. Lock in a price and name your layaway amount.

Progressive Leasing

No Credit Needed Program

No Credit Needed. We'll help you get that ring of your dreams. Questions? See your store or call 1-877-898-1970

♢Lease-purchase not available in MN, WI, NJ, VT.

IMPORTANT DISCLOSURES

Information for all offers: Offers available on approved purchases made on the Helzberg Diamonds Credit Card issued by Capital One, N.A. Subject to credit approval; based on your creditworthiness, some promotional offers may not be available and other terms may apply.

*No Interest if paid in full in 12 or 6 months offers: Minimum $999 purchase required for 12 months offer. Minimum $299 purchase required for 6 months offer. Minimum Payments of the greater of $25 or 2.5% of the purchase required. Your account must be open and current to be eligible for this offer. Eligible purchases will incur no interest if paid in full in 12 or 6 months from purchase date. If purchase balance is not paid in full, interest will be charged to your account from the purchase date at your Standard APR of 24.9% - 26.9% and regular Minimum Payments apply. Your Penalty APR is 28.9% - 29.9%. Minimum Interest Charge: $2.

**7.99% or 17.99% APR and Equal Payments for 36 months: Minimum $1499 purchase required. For these offers your account must be open and current to be eligible for this offer. For customers on the 7.99% APR plan, the purchase amount for eligible purchases is divided into 36 equal monthly payments of 3.15% of the purchase price and will be assessed a 7.99% APR until paid in full. For customers on the 17.99% APR plan, the purchase amount for eligible purchases is divided into 36 equal monthly payments of 3.64% of the purchase price and will be assessed a 17.99% APR until paid in full. Standard APRs: 24.9% - 26.9%. Penalty APRs: 28.9% - 29.9%. Minimum Interest Charge: $2.

***9.99% APR and Equal Payments for 60 months: Minimum $4999 purchase required. Offer available on approved purchases of $4999 or more made on the Helzberg Diamonds Credit Card issued by Capital One, N.A. Subject to credit approval; For best qualified customers based on your creditworthiness, some options may not be available and other terms may apply. Your account must be open and current to be eligible for this offer. For eligible purchases, the purchase amount is divided into 60 monthly payments of 2.14% of the purchase price and will be assessed a 9.99% APR until paid in full. The estimated Minimum Payment (where advertised) is based on the product and purchase price shown, excluding taxes and applicable fees. The amount of your total minimum payment may change if you make additional purchases or have other account balances. Monthly payments will never be less than $25 and may increase due to any late payment fees. Standard APR is 24.9% - 26.9%. Penalty APR is 28.9% - 29.9%. Minimum Interest Charge $2.

†Discount offers may be redeemed on any approved jewelry or watch purchase when using the Helzberg Diamonds® Preferred Card in store or online. May not be used on Wow items, Limited Edition items, trade-ins/break-ups or pre-owned purchases; clearance; care plans; repairs; appraisal services; loose diamonds in the Create Your Own Helzberg Diamond Ring™ feature; custom gemstone jewelry; customer appreciation certificates; and Helzberg Diamonds® gift cards. Cannot be combined with any other offer, including military discount, watch discount, or credit card reissue offer. Offer has no cash value and cannot be used as payment on account for past purchases. Void if copied, transferred or sold through online auction. Birthday offer will be sent approximately one month prior to cardholder's birth date or following the birth date if the date is within six weeks of approved application. Birthday and cardholder anniversary offers will be available to qualified cardholders up to 395 days following date of approval. Free gift must be redeemed in store.

◇Service described is a rental – or lease-purchase program provided by Progressive Leasing, LLC or its affiliates. 90-day payment option includes the initial payment. Payoff after 90 days is determined by individual state law. Not all applicants are approved. See lease for details.