*9.99% APR and Equal Payments for 36 Months Offer: Offer available on approved purchases of $1,999 or more made on the Helzberg Diamonds Credit Card issued by Capital One, N.A. Subject to credit approval; based on your creditworthiness, some promotional offers may not be available and other terms may apply. Your account must be open and current to be eligible for this offer. For eligible purchases, the purchase amount is divided into 36 equal monthly payments of 3.24% of the purchase price and will be assessed a 9.99% APR until paid in full. The estimated Minimum Payment (where advertised) is based on the product and purchase price shown, excluding taxes and applicable fees. The amount of your total minimum payment may change if you make additional purchases or have other account balances. Standard APRs: 24.9% - 27.99%. Penalty APRs: 28.9% - 29.9%. Minimum Interest Charge: $2.