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Jewelry & Engagement Ring Financing

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Helzberg Diamonds credit card?

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Jewelry Financing & Leasing Options

At Helzberg, we specialize in creating moments that last a lifetime. We can help you find the perfect piece, and you can choose the payment option that lets you take it home today. Find out which is best for you!

Helzberg Diamonds
Credit Card

  • Deferred financing plans*
  • Cardmember exclusive benefits
  • Issued by Comenity Bank
  • Apply & buy online or in-store

Helzberg Diamonds
Private Account

  • Revolving line of credit
  • Serviced by Genesis
  • Apply online now and purchase at your nearest store

No Credit Needed

  • Instant Decision
  • Flexible Payments
  • Apply online now and purchase at your nearest store
  • Not available in MN, WI, NJ, VT, WY

Easy Installment Plans

  • Get real time decision in just a few steps
  • Make easy monthly payments over 3, 6, 12, 18 or 24 months
  • Checking your eligibility won't affect your credit score
  • Apply now and buy online

Helzberg Diamonds Credit Card

The Helzberg Diamonds Credit Card offers exclusive cardmember benefits. Plus, zero down payment, and no annual fee1.

Apply Now

Special Financing Options On purchases made with a Helzberg Diamonds Credit Card

6 Months

No Interest If Paid In Full Within 6 Months on Purchases of $299 or More.

Interest will be charged to your account from the purchase date if the promotional plan balance is not paid in full within the promotional period.*

12 Months

No Interest If Paid In Full Within 12 Months on Purchases of $999 or More.

Interest will be charged to your account from the purchase date if the promotional plan balance is not paid in full within the promotional period.*

18 Months

No Interest If Paid In Full Within 18 Months on Purchases of $3,999 or More.

Interest will be charged to your account from the purchase date if the promotional plan balance is not paid in full within the promotional period.*

36 Months

9.99% APR for 36 months. After that, variable purchase APR of 27.74% on purchases of $2,999 or more made with your Helzberg Diamonds Credit Card.**

60 Months

9.99% APR for 60 months. After that, variable purchase APR of 29.24% on purchases of $3,999 or more made with your Helzberg Diamonds Credit Card.**

Important Disclosures

1 Click Here for important rate, fee, and other cost information. For new accounts, as of May 1, 2020 Variable Purchase APR of 27.74% based on the Prime Rate. Minimum Interest Charge is $2 per Credit Plan.
2 Offer will be received with your new credit card welcome package.
3 Offer will be received the month of your birthday. Minimum purchase required. See offer for full terms and conditions. Must have valid email address and U.S. mailing address. Accounts that opened in your birthday month or in the previous month will receive the offer the following calendar year. Account must not be in default. Not available on existing accounts.
4 Offer will be received between October 1 and December 31. Minimum purchase required. See offer for full terms and conditions. Must make a purchase in the previous 12 months. Must have valid email address and U.S. mailing address. Accounts that opened between October 1 and December 31 will receive the offer the following calendar year. Account must not be in default.
5 Spend $2,999 or more in a calendar year on qualifying purchases made with your Helzberg Diamonds Credit Card, minus returns, to upgrade to Platinum status. To maintain this status, a customer must spend $2,999 or more in a calendar year on the Helzberg Diamonds Credit Card. Once achieved, Platinum tier status will continue through the end of the following calendar year. For full terms and conditions see comenity.net/helzberg.
6 Minimum payments are required for each Credit Plan. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement and minimum interest charge.

*Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges.***

**Low APR, Equal Payment plan: Interest will be charged to your Account at the reduced APR from the purchase date through the end of the promotional period. After the promotional plan expiration date, the variable purchase APR will apply. Minimum payments are required for each Credit Plan.***

***All Promotional Plans:
Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement and minimum interest charge. As of May 2020, terms for new Accounts: Variable purchase APR of 27.74%. Minimum interest charge is $2 per Credit Plan in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms.

Credit card offers are subject to credit approval.
Helzberg Diamonds Credit Card Accounts are issued by Comenity Bank.

◇Service described is a rental – or lease-purchase program provided by Progressive Leasing, LLC or its affiliates. 90-day payment option includes the initial payment. Payoff after 90 days is determined by individual state law. Not all applicants are approved. See lease for details.