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Jewelry Financing & Leasing Options

At Helzberg, we're happy to provide you with multiple jewelry financing and leasing options to help you buy that perfect piece: the Helzberg Diamonds Credit Card, the Helzberg Diamonds Private Account, and Progressive Leasing. Find out which is best for you!

Helzberg Diamonds Credit Card

Cardholder benefits include:

  • Expanded Buying Power
  • Exclusive Offers
  • Apply and Buy Online or In-Store Today

6 Months

No Interest If Paid In Full In 6 Months on Purchases of $499 or More.*

Interest will be charged to your account from the purchase date at your Standard APR of 24.9%-27.99% if the purchase balance is not paid in full in 6 months.

12 Months

No Interest If Paid In Full In 12 Months on Purchases of $999 or More.*

Interest will be charged to your account from the purchase date at your Standard APR of 24.9%-27.99% if the purchase balance is not paid in full in 12 months.

36 Months

9.99% APR and Equal Payments for 36 Months on Purchases of $1,999 or More.**

Helzberg Diamonds

Private Account

No Credit Needed

The Private Account is a financing program through Helzberg Diamonds available at any location for in-store purchases only.

Apply online now and buy in-store.
◇Lease-purchase not available in MN, WI, NJ, VT, WY.

Helzberg Diamonds Private Account

The Private Account is a financing credit program through Helzberg Diamonds available at any Helzberg Diamonds store location for in-store purchases only.

No Credit Needed

Apply online and buy in-store.
Lease-purchase not available in MN, WI, NJ, VT, WY.

Important Disclosures

Information for all Helzberg Diamonds Credit Card offers: Offers available on approved purchases made on the Helzberg Diamonds Credit Card issued by Capital One, N.A. Subject to credit approval; based on your creditworthiness, some promotional offers may not be available and other terms may apply.

*No Interest If Paid In Full In 12 or 6 Months Offers: Minimum $999 purchase required for 12 months offer. Minimum $499 purchase required for 6 months offer. Minimum Payment 2.5% of the purchase required. Your account must be open and current to be eligible for these offers. Eligible purchases will incur no interest if paid in full in 12 or 6 months from purchase date. If purchase balance is not paid in full, interest will be charged to your account from the purchase date at your Standard APR of 24.9% - 27.99% and regular Minimum Payments apply. Your Penalty APR is 28.9% - 29.9%. Minimum Interest Charge: $2.

**9.99% APR and Equal Payments for 36 Months Offer: Minimum $1,999 purchase required. Your account must be open and current to be eligible for this offer. For eligible purchases, the purchase amount is divided into 36 equal monthly payments of 3.24% of the purchase price and will be assessed a 9.99% APR until paid in full. Standard APRs: 24.9% - 27.99%. Penalty APRs: 28.9% - 29.9%. Minimum Interest Charge: $2.

◇Service described is a rental – or lease-purchase program provided by Progressive Leasing, LLC or its affiliates. 90-day payment option includes the initial payment. Payoff after 90 days is determined by individual state law. Not all applicants are approved. See lease for details.

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